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Current Mortgage Rates
Rates as of 09/21/2018
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Program
Rate
Points
APR
Max Loan
Estimated
Closing Costs
30 Year Fixed Conforming, 20 Percent Down 4.625 0.000 4.677 453,100 2777
30 Year Fixed Conforming, 20 Percent Down 4.375 1.000 4.476 453,100 4027
30 Year Fixed Conforming, 25 Percent Down 4.625 0.000 4.677 453,100 2777
30 Year Fixed Conforming, 25 Percent Down 4.375 1.000 4.476 453,100 5277
NEW - 30Yr Fixed High Balance Conforming 4.750 0.000 4.793 679,650 2977
NEW - 30Yr Fixed High Balance Conforming 4.500 1.000 4.586 679,650 8977
30 Year Fixed Conforming, No Cost Refi/Purchase - 20% Down 4.875 0.000 4.922 453,100 0
30 Year Fixed Conforming, No Cost Refi/Purchase - 25% Down 4.875 0.000 4.922 453,100 0
NEW - 30Yr Fixed High Balance Conforming - No Cost Refi/Purchase - 20% Down 4.750 0.000 4.793 679,650 0
30 Year Fxd Conf. FNMA Refi Plus to 125% LTV 4.750 0.000 4.797 453,100 2777
30 Year Fxd Conf. FHLMC Relief Refi to 125% LTV 4.750 0.000 4.797 453,100 2777
FHA 30yr Fixed - 3.5% Down 4.250 0.000 4.891 Varies 3228
FHA 30yr Fixed - 3.5% Down WITH Upfront MIP Credit! 4.750 0.000 5.132 Varies 3228
VA 30yr Fixed 4.250 0.000 4.297 453,100 2777
VA 30yr Fixed - JUMBO 4.500 0.000 4.528 1,000,000 3495
JUMBO - 30 Year Fixed - 20% Down 4.875 0.000 4.903 1,000,000 3495
JUMBO - 30 Year Fixed - 20% Down 4.625 1.000 4.701 1,000,000 9495
JUMBO - 30 Year Fixed - 30% Down 4.750 0.000 4.778 1,000,000 3495
JUMBO - 30 Year Fixed - 30% Down 4.500 1.000 4.563 1,000,000 9495
JUMBO - 30 Year Fixed - 10% Down, NO PMI! 5.375 1.000 5.433 1,000.000 9495
20 Year Fixed Conforming 4.500 0.000 4.574 453,100 2777
20 Year Fixed Conforming 4.250 1.000 4.397 453,100 5277
20 Year Fixed Conforming, No Cost Refi/Purchase 4.750 0.000 4.824 453,100 0
20 Year Fxd Conf. FNMA Refi Plus to 125% LTV 4.625 0.000 4.672 453,100 2777
15 Year Fixed Conforming 4.000 0.000 4.102 453,100 2777
15 Year Fixed Conforming 3.750 1.000 3.948 453,100 5277
15 Year Fixed Conforming, No Cost Refi/Purchase 4.375 0.000 4.478 453,100 0
15 Year Fxd Conf. FNMA Refi Plus to 125% LTV 4.375 0.000 4.476 453,100 2777
15 Year Fxd Conf. FHLMC Relief Refi to 125% LTV 4.500 0.000 4.601 453,100 2777
10 Year Fixed Conforming 3.875 0.000 4.028 453,100 2777
10 Year Fixed Conforming 3.625 1.000 3.988 453,100 5277
10 Year Fixed Conforming - No Cost Refi/Purchase 4.375 0.000 4.528 453,100 0
5/1 Conforming ARM 4.125 0.000 4.687 453,100 2777
5/1 Conforming ARM 3.750 1.000 4.388 453,100 4777
JUMBO 5/1 ARM 4.125 0.000 4.538 1,000,000 3570
JUMBO 5/1 ARM 3.750 1.000 4.093 1,000,000 9570
7/1 Conforming ARM 4.250 0.000 4.645 453,100 2777
7/1 Conforming ARM 4.000 1.000 4.424 453,100 4777
JUMBO 7/1 ARM 4.250 0.000 4.398 1,000,000 3570
JUMBO 7/1 ARM 3.875 1.000 4.102 1,000,000 9570
JUMBO 10/1 ARM 4.500 0.000 4.583 1,000,000 3570
JUMBO 10/1 ARM 4.125 1.000 4.499 1,000,000 9570
Rates as of 09/21/2018 and are subject to change.
Assumes a 30 day lock period and 740 FICO Score
A $250,000 loan amount is assumed for all conforming limit loan scenarios.
Jumbo scenarios assume a $600,000 loan amount.
For loans below $200,000.00, or FICO scores below 740, rates may have a slight adjustment.

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