- Conventional Conforming Limit Fixed Rates
- Conventional Conforming Limit Adjustable Rates
- HARP Refinances - Fannie Mae (FNMA) and Freddie Mac (FHLMC)
- Government Loan Rates - FHA and VA
- Jumbo Loan Program Rates
- All Rate Categories
Current Mortgage Rates
Rates as of 01/15/2021
Click on ? for Disclosure Details
Closing Costs | |||||
| 30 Year Fixed Conforming, 20 Percent Down | |||||
| 2.875 | 0.000 | 2.922 | 548,250 | 2877 |  |
| 30 Year Fixed Conforming, 20 Percent Down | |||||
| 2.625 | 1.000 | 2.726 | 548,250 | 5377 | |
| 30 Year Fixed Conforming, 25 Percent Down | |||||
| 2.750 | 0.000 | 2.797 | 548,250 | 2877 | |
| 30 Year Fixed Conforming, 25 Percent Down | |||||
| 2.500 | 1.000 | 2.601 | 548,250 | 5377 | |
| 30Yr Fixed High Balance Conforming AZ | |||||
| NA | 0.000 | NA | 726,525 | 2977 | |
| 30Yr Fixed High Balance Conforming AZ | |||||
| NA | 1.000 | NA | 726,525 | 8977 | |
| 30 Year Fixed Conforming, No Cost Refi/Purchase - 20% Down | |||||
| 3.125 | 0.000 | 3.172 | 548,250 | 0 | |
| 30 Year Fixed Conforming, No Cost Refi/Purchase - 25% Down | |||||
| 3.000 | 0.000 | 3.047 | 548,250 | 0 | |
| NEW - 30Yr Fixed High Balance Conforming - No Cost Refi/Purchase - 20% Down | |||||
| NA | 0.000 | NA | 726,525 | 0 | |
| FHA 30yr Fixed - 3.5% Down | |||||
| 2.375 | 0.000 | 4.268 | Varies | 3228 | |
| VA 30yr Fixed | |||||
| 2.375 | 0.000 | 2.449 | 548,250 | 2877 | |
| VA 30yr Fixed - JUMBO | |||||
| NA | 1.000 | NA | 1,000,000 | 3495 | |
| JUMBO - 30 Year Fixed - 20% Down | |||||
| NA | 0.000 | NA | 1,000,000 | 3495 | |
| JUMBO - 30 Year Fixed - 20% Down | |||||
| NA | 1.000 | NA | 1,000,000 | 9495 | |
| JUMBO - 30 Year Fixed - 30% Down | |||||
| NA | 0.000 | NA | 1,000,000 | 3495 | |
| JUMBO - 30 Year Fixed - 30% Down | |||||
| NA | 1.000 | NA | 1,000,000 | 9495 | |
| JUMBO - 30 Year Fixed - 20% Down, NO COST OPTION! | |||||
| NA | 0.000 | NA | 1,000,000 | 3495 | |
| JUMBO - 30 Year Fixed - 10% Down, NO PMI! | |||||
| NA | 0.000 | NA | 1,000,000 | 3495 | |
| 20 Year Fixed Conforming - 20% Down | |||||
| 2.875 | 0.000 | 2.949 | 510,400 | 2877 | |
| 20 Year Fixed Conforming - 20% Down | |||||
| 2.625 | 1.000 | 2.773 | 548,250 | 5377 | |
| 20 Year Fixed Conforming, No Cost Refi/Purchase | |||||
| 3.125 | 0.000 | 3.199 | 548,250 | 0 | |
| 20 Year Fixed Conforming - 25% Down | |||||
| 2.750 | 0.000 | 2.824 | 548,250 | 2877 | |
| 20 Year Fixed Conforming - 25% Down | |||||
| 2.500 | 1.000 | 2.648 | 548,250 | 5377 | |
| 15 Year Fixed Conforming | |||||
| 2.250 | 0.000 | 2.356 | 548,250 | 2877 | |
| 15 Year Fixed Conforming | |||||
| 2.000 | 1.000 | 2.198 | 548,250 | 5377 | |
| 15 Year Fixed Conforming, No Cost Refi/Purchase | |||||
| 2.625 | 0.000 | 2.726 | 548,250 | 0 | |
| 10 Year Fixed Conforming | |||||
| 2.250 | 0.000 | 2.443 | 548,250 | 2877 | |
| 10 Year Fixed Conforming | |||||
| 2.000 | 1.000 | 2.336 | 548,250 | 5377 | |
| 10 Year Fixed Conforming - No Cost Refi/Purchase | |||||
| 2.625 | 0.000 | 2.824 | 548,250 | 0 | |
| 5/1 Conforming ARM | |||||
| NA | 0.000 | NA | 548,250 | 2877 | |
| 5/1 Conforming ARM | |||||
| NA | 1.000 | NA | 548,250 | 5377 | |
| JUMBO 5/1 ARM | |||||
| NA | 0.000 | NA | 1,000,000 | 3570 | |
| JUMBO 5/1 ARM | |||||
| NA | 1.000 | NA | 1,000,000 | 9570 | |
| 7/1 Conforming ARM | |||||
| NA | 0.000 | NA | 548,250 | 2877 | |
| 7/1 Conforming ARM | |||||
| NA | 1.000 | NA | 548,250 | 5377 | |
| JUMBO 7/1 ARM | |||||
| NA | 0.000 | NA | 1,000,000 | 3570 | |
| JUMBO 7/1 ARM | |||||
| NA | 1.000 | NA | 1,000,000 | 9570 | |
| 10/1 Conforming ARM | |||||
| NA | 0.000 | NA | 1,000,000 | 3570 | |
| 10/1 Conforming ARM | |||||
| NA | 1.000 | NA | 1,000,000 | 9570 | |
| Rates as of 01/15/2021 and are subject to change. Assumes a 30 day lock period and 740 FICO Score A $250,000 loan amount is assumed for all conforming limit loan scenarios. Jumbo scenarios assume a $600,000 loan amount. For loans below $200,000.00, or FICO scores below 740, rates may have a slight adjustment. | |||||
AZ MB# 0910138
NMLS# 155732
8655 E. Via de Ventura
Suite F-162
Scottsdale, AZ 85258
Office: 480-538-5333
Fax: 480-538-5391
info@pinnaclepeaklending.com
