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Current Mortgage Rates
Rates as of 12/14/2018
Click on ? for Disclosure Details

Program
Rate
Points
APR
Max Loan
Estimated
Closing Costs
30 Year Fixed Conforming, 20 Percent Down 4.625 0.000 4.672 484,350 2777
30 Year Fixed Conforming, 20 Percent Down 4.375 1.000 4.476 484,350 4027
30 Year Fixed Conforming, 25 Percent Down 4.500 0.000 4.547 484,350 2777
30 Year Fixed Conforming, 25 Percent Down 4.250 1.000 4.353 484,350 5277
NEW - 30Yr Fixed High Balance Conforming 4.750 0.000 4.787 726,525 2977
NEW - 30Yr Fixed High Balance Conforming 4.500 1.000 4.592 726,525 8977
30 Year Fixed Conforming, No Cost Refi/Purchase - 20% Down 4.875 0.000 4.922 484,350 0
30 Year Fixed Conforming, No Cost Refi/Purchase - 25% Down 4.750 0.000 4.797 484,350 0
NEW - 30Yr Fixed High Balance Conforming - No Cost Refi/Purchase - 20% Down 5.125 0.000 5.172 726,525 0
30 Year Fxd Conf. FNMA Refi Plus to 125% LTV 4.875 0.000 4.922 484,350 2777
30 Year Fxd Conf. FHLMC Relief Refi to 125% LTV 4.875 0.000 4.922 484,350 2777
FHA 30yr Fixed - 3.5% Down 4.250 0.000 4.996 Varies 3228
FHA 30yr Fixed - 3.5% Down WITH Upfront MIP Credit! 4.625 0.000 5.132 Varies 3228
VA 30yr Fixed 4.250 0.000 4.297 484,350 2777
VA 30yr Fixed - JUMBO 4.375 0.000 4.410 1,000,000 3495
JUMBO - 30 Year Fixed - 20% Down 4.625 0.000 4.653 1,000,000 3495
JUMBO - 30 Year Fixed - 20% Down 4.375 1.000 4.441 1,000,000 9495
JUMBO - 30 Year Fixed - 30% Down 4.500 0.000 4.528 1,000,000 3495
JUMBO - 30 Year Fixed - 30% Down 4.250 1.000 4.334 1,000,000 9495
JUMBO - 30 Year Fixed - 20% Down, NO COST OPTION! 4.875 0.000 4.903 1,000,000 3495
JUMBO - 30 Year Fixed - 10% Down, NO PMI! 5.250 1.000 5.283 1,000.000 9495
20 Year Fixed Conforming 4.375 0.000 4.449 484,350 2777
20 Year Fixed Conforming 4.125 1.000 4.273 484,350 5277
20 Year Fixed Conforming, No Cost Refi/Purchase 4.625 0.000 4.699 484,350 0
20 Year Fxd Conf. FNMA Refi Plus to 125% LTV 4.500 0.000 4.574 484,350 2777
15 Year Fixed Conforming 4.000 0.000 4.102 484,350 2777
15 Year Fixed Conforming 3.625 1.000 3.813 484,350 5277
15 Year Fixed Conforming, No Cost Refi/Purchase 4.250 0.000 4.353 484,350 0
15 Year Fxd Conf. FNMA Refi Plus to 125% LTV 4.250 0.000 4.353 484,350 2777
15 Year Fxd Conf. FHLMC Relief Refi to 125% LTV 4.375 0.000 4.476 484,350 2777
10 Year Fixed Conforming 4.000 0.000 4.153 484,350 2777
10 Year Fixed Conforming 3.750 1.000 4.113 484,350 5277
10 Year Fixed Conforming - No Cost Refi/Purchase 4.500 0.000 4.663 484,350 0
5/1 Conforming ARM 4.125 0.000 4.587 484,350 2777
5/1 Conforming ARM 3.750 1.000 4.388 484,350 4777
JUMBO 5/1 ARM 4.375 0.000 4.621 1,000,000 3570
JUMBO 5/1 ARM 4.000 1.000 4.292 1,000,000 9570
7/1 Conforming ARM 4.250 0.000 4.608 484,350 2777
7/1 Conforming ARM 3.875 1.000 4.279 484,350 4777
JUMBO 7/1 ARM 4.500 0.000 4.742 1,000,000 3570
JUMBO 7/1 ARM 4.125 1.000 4.624 1,000,000 9570
JUMBO 10/1 ARM 4.500 0.000 4.583 1,000,000 3570
JUMBO 10/1 ARM 4.125 1.000 4.499 1,000,000 9570
Rates as of 12/14/2018 and are subject to change.
Assumes a 30 day lock period and 740 FICO Score
A $250,000 loan amount is assumed for all conforming limit loan scenarios.
Jumbo scenarios assume a $600,000 loan amount.
For loans below $200,000.00, or FICO scores below 740, rates may have a slight adjustment.

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