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Current Mortgage Rates
Rates as of 01/22/2018
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Program
Rate
Points
APR
Max Loan
Estimated
Closing Costs
30 Year Fixed Conforming, 20 Percent Down 4.125 0.000 4.172 424,100 2777
30 Year Fixed Conforming, 20 Percent Down 3.875 1.000 3.976 424,100 5277
30 Year Fixed Conforming, 25 Percent Down 4.125 0.000 4.172 424,100 2777
30 Year Fixed Conforming, 25 Percent Down 3.875 1.000 3.976 424,100 5277
30 Year Fixed Conforming, No Cost Refi/Purchase - 20% Down 4.375 0.000 4.422 424,100 0
30 Year Fixed Conforming, No Cost Refi/Purchase - 25% Down 4.250 0.000 4.297 424,100 0
30 Year Fxd Conf. FNMA Refi Plus to 125% LTV 4.125 0.000 4.172 424,100 2777
30 Year Fxd Conf. FHLMC Relief Refi to 125% LTV 4.250 0.000 4.297 424,100 2777
FHA 30yr Fixed - 3.5% Down 3.625 0.000 4.773 Varies 3228
FHA 30yr Fixed - 3.5% Down WITH Upfront MIP Credit! 3.750 0.000 4.797 Varies 3228
VA 30yr Fixed 3.625 0.000 3.672 424,100 2777
VA 30yr Fixed - Includes Funding Fee Credit! 3.875 0.000 3.922 424,100 2777
JUMBO - 30 Year Fixed - 20% Down 4.250 0.000 4.278 1,000,000 3495
JUMBO - 30 Year Fixed - 20% Down 4.000 1.000 4.083 1,000,000 9495
JUMBO - 30 Year Fixed - 25% Down 4.125 0.000 4.153 1,000,000 3495
JUMBO - 30 Year Fixed - 25% Down 3.875 1.000 3.938 1,000,000 9495
JUMBO - 30 Year Fixed - 10% Down, NO PMI! 4.875 0.000 4.903 1,000.000 3495
20 Year Fixed Conforming 3.875 0.000 3.949 424,100 2777
20 Year Fixed Conforming 3.625 1.000 3.773 424,100 5277
20 Year Fixed Conforming, No Cost Refi/Purchase 4.250 0.000 4.324 424,100 0
20 Year Fxd Conf. FNMA Refi Plus to 125% LTV 4.125 0.000 4.199 424,100 2777
15 Year Fixed Conforming 3.500 0.000 3.603 424,100 2777
15 Year Fixed Conforming 3.250 1.000 3.448 424,100 5277
15 Year Fixed Conforming, No Cost Refi/Purchase 3.875 0.000 3.976 424,100 0
15 Year Fxd Conf. FNMA Refi Plus to 125% LTV 3.500 0.000 3.603 424,100 2777
15 Year Fxd Conf. FHLMC Relief Refi to 125% LTV 3.500 0.000 3.603 424,100 2777
10 Year Fixed Conforming 3.375 0.000 3.528 424,100 2777
10 Year Fixed Conforming 3.125 1.000 3.449 424,100 5277
10 Year Fixed Conforming - No Cost Refi/Purchase 3.750 0.000 3.903 424,100 0
5/1 Conforming ARM 4.000 0.000 3.675 424,100 2777
5/1 Conforming ARM 3.750 1.000 3.566 424,100 4777
JUMBO 5/1 ARM 4.125 0.000 4.067 1,000,000 3570
JUMBO 5/1 ARM 3.750 1.000 3.992 1,000,000 9570
7/1 Conforming ARM 4.000 0.000 3.836 424,100 2777
7/1 Conforming ARM 3.750 1.000 3.825 424,100 4777
JUMBO 7/1 ARM 4.125 0.000 4.203 1,000,000 3570
JUMBO 7/1 ARM 3.750 1.000 3.997 1,000,000 9570
Conforming 10/1 ARM 4.000 0.000 3.883 424,100 2777
Conforming 10/1 ARM 3.625 1.000 3.811 424,100 4777
Rates as of 01/22/2018 and are subject to change.
Assumes a 30 day lock period and 740 FICO Score
A $250,000 loan amount is assumed for all conforming limit loan scenarios.
Jumbo scenarios assume a $600,000 loan amount.
For loans below $200,000.00, or FICO scores below 740, rates may have a slight adjustment.

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